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Kai Dumont - Top Shelf Credit
- Aug 12, 2016
- 3 min
How Is Your Credit Score Calculated ?
Credit Scores are very in depth. Mathematical algorithms are used to come up with answers for not only calculating the credit score, but also determining what type of buyer you will be, whether or not you are a safe option to receive a loan, can you basically be trusted to repay money that once belonged to someone else. In most cases, the answer is yes to some degree or another. So, most will take out a loan and repay it at some point in their life. From that point, it is all
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Kai Dumont - Top Shelf Credit
- Aug 5, 2016
- 2 min
What Is A FICO Score ?
So, let us take a look at what a FICO score is. A FICO score is a number calculated by another group of numbers, pulled from a bunch of other numbers, which probably originated from numbers of long ago. No, that is not it. A FICO is simply a score that determines how well you are able to go about buying things in life. The score shows lenders if you are a liability or not. There is usually a number, say 650, where the credit score is considered fair, but good enough to get mo
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Kai Dumont - Top Shelf Credit
- Aug 1, 2016
- 2 min
Getting Approved For A Home Loan
Buying a new home is an exciting time. You dream of owning a home is nearly a reality and choosing the drapes and bath mats is all but a certainty. There is already a storage room full of wall decorations, kitchen accessories, rugs, etc. and all that is needed is a set of keys and a door to open them with. However, if you have not secured a home loan, those brakes should be getting pumped heavily and fast. Many do not realize the amount of stress that goes along with buying a
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